Privacy Policy

At WPG The Wealth Planning Group Inc., protection of personal information is part of our business. As part of our commitment to privacy, we have adopted this Personal Information and Privacy Policy. The purpose of our Personal Information and Privacy Policy is to inform you about our privacy protection practices and our reason for collecting your information. Our policy applies to all aspects of handling information, including collection, use, retention, and disclosure.

By accessing or using the wpg-plan.com website, you agree to the terms of the WPG The Wealth Planning Group Inc. Online Privacy Policy, as outlined below. If you do not agree to these terms, please do not access or use this site. WPG The Wealth Planning Group Inc. reserves the right to change the Online Privacy Policy from time to time at its sole discretion. Your use of this site will be subject to the most current version of the Online Privacy Policy at the time of such use.

By entering your information into the WPG The Wealth Planning Group Inc. Join Our Mailing List; entrants consent to the use of personal information for WPG The Wealth Planning Group Inc. research purposes and eBlast administration. The personal information and email addresses obtained will not be used or disclosed by WPG The Wealth Planning Group Inc. for any purpose other than general research and eBlast administration.

When you fill out and submit webforms on our website (wpg-plan.com), we collect personal information such as your name, email address, phone number, and other details necessary for us to respond to your request or provide our services. This information is securely stored in Canada and managed through Salesforce, our Customer Relationship Management (CRM) platform. Salesforce is contractually required to maintain the confidentiality, security, and integrity of your personal information and is strictly prohibited from using your data for any purpose other than providing CRM services to us.

By providing your email address through our webforms, you expressly consent to receiving electronic communications, including newsletters, marketing materials, updates, and event invitations from WPG The Wealth Planning Group Inc. in accordance with Canada’s Anti-Spam Legislation (CASL). You may withdraw your consent and unsubscribe from these communications at any time by clicking the unsubscribe link in any email communication we send or by contacting us directly at servicenow@wpg-plan.com.

Based on the values set by Canada's PIPEDA (Personal Information and Electronic Documents Act), WPG The Wealth Planning Group Inc. has adopted the following principles:

• Accountability: We have designated an individual responsible for ensuring proper use of your personal information. For any questions or concerns, email servicenow@wpg-plan.com.
• Identifying Purposes: We will identify the purpose for which personal information is collected at or before the time of collection.
• Consent: Knowledge and consent of the individual are required for collection, use, or disclosure of personal information, except where the law provides an exemption. You may withdraw your consent at any time by contacting us, though this may limit our ability to provide services.
• Limited Collection: We collect only information necessary for the identified purposes, by fair and lawful means.
• Limited Use, Disclosure, and Retention: Personal information shall not be used or disclosed for purposes other than those for which it was collected, except with consent or as required by law. Retention will be only as long as necessary.
• Accuracy: We strive to keep your personal information accurate, complete, and up to date. You may request corrections at any time.
• Safeguards: We protect information with appropriate security safeguards, including firewalls, encryption, and restricted access for electronic records; and locked storage for paper records.
• Openness: We make information about our policies and practices readily available.
• Individual Access: Upon written request, you may access your personal information and request corrections. We will respond within 30 days.
• Challenging Compliance: Questions about our compliance may be directed to our Privacy Officer at servicenow@wpg-plan.com or by mail to:
  WPG The Wealth Planning Group
  2 - 1851 Portage Avenue
  Winnipeg, MB R3J 0G8

If unresolved, you may file a complaint with the Office of the Privacy Commissioner of Canada:

Cookies

A "cookie" is a piece of data stored on the user's hard drive. We do not use cookies on our site at this time. If we do in the future, none will contain personally identifiable information. Some business partners may use cookies on their sites. You may refuse cookies via your browser settings, but some features may not function.

Surveys & Contests

From time to time, we may conduct surveys or contests. Participation is voluntary, and the choice to disclose information rests with you.

Security

We use industry-standard technology (secure servers, firewalls) to safeguard your personal information. Access is limited to authorized employees only.

Notification of Changes

As we improve our site and services, this Privacy Policy may change. Please revisit this page for the latest version.

Third Party Links

We may link to third-party sites not under our control. This policy applies only to wpg-plan.com, not to external sites.

Terms of Use

Please read these Terms of Use ("Terms") carefully before using the website operated by WPG The Wealth Planning Group Inc. ("we", "us", "our"). Your access to and use of our website (wpg-plan.com) and any related services ("Site") is conditioned upon your acceptance of and compliance with these Terms.

By accessing or using our Site, you agree to be bound by these Terms. If you disagree, do not use the Site.

We may update these Terms at any time without notice by posting revised Terms here. Continued use constitutes acceptance of changes.

Use of Website (Disclaimer of Warranties)

The Site and all content are provided "as is" and "as available," without warranty of any kind. We make no guarantees that the Site will meet your requirements or be uninterrupted, secure, or error-free.

Exclusion of Liability

We and our affiliates shall not be liable for any direct or indirect damages arising from your use of the Site, even if we have been advised of the possibility of such damages.

Indemnification

You agree to indemnify and hold us harmless from any claims, liabilities, losses, or expenses arising out of your breach of these Terms or misuse of the Site.

Third-Party Links

We may include links to external sites for convenience. We do not endorse and are not responsible for their content or policies.

Intellectual Property

All content on this Site (text, graphics, logos, code) is owned by or licensed to us and protected by copyright laws. You may not reproduce, modify, distribute, or create derivative works without express written permission.

Copyright

Content is protected under Canadian and international copyright laws. Use beyond these Terms requires written consent.

Jurisdiction

This Site is intended for Canadian residents. By using it, you agree that Canadian law governs and that disputes will be resolved in Canadian courts.

Termination

We may terminate or suspend access at any time without notice for conduct we deem harmful or in violation of these Terms.

Legal Disclaimer

Information on this Site is for general informational purposes only and does not constitute personalized advice. Consult a qualified professional before making financial decisions.

No offer or solicitation is made in jurisdictions where unauthorized. Insurance representatives will identify their entity when conducting business.

We strive for accuracy but make no warranties regarding completeness or timeliness. Information is subject to change without notice.

This Site is intended for Canadian residents only. Use constitutes agreement to Canadian laws.